Our strategic and well developed relationships with key institutional leaders and private lenders allow us to:

  • Help you take the next step and expand
  • Enable mergers or acquisitions
  • Streamline transactions
  • Negotiate best pricing
  • Align Proprietors on Innovative Solutions

Our established business model enables us to secure the best deals from trusted lenders on any type of commercial or residential property you may be purchasing.

 


CASE STUDIES:

STUDY 1: Take the Next Step

Condo Office: $1,250,000

Needed: $812,500

Challenge
  • Established business was looking to expand and purchase office space
  • Unexpected accounting errors lead to taxes owing
  • Owner had bruised credit
Solution
  • 1st mortgage for $ 812,500
  • Discounted bank rate
  • Company now able to accumulate equity via their new location

New office space allowed for growth and an improved customer experience

 

STUDY 2: Own Instead of Lease

Industrial Condo Unit: $350,000

Needed: $245,000

Challenge
  • Client owns a trucking company
  • Facing a competitive market with thin profit margins
  • Difficult to accumulate owners’ equity and build credit worthiness
Solution
  • 1st mortgage of $245,000 with an accelerated repayment option
  • Discounted Trust rate
  • By following our 3 year plan, the client will accumulate sufficient equity to qualify at most ‘Triple-A’ lenders
  • A real-estate asset looks great on the balance sheet in attracting possible buyers for the business

 

STUDY 3: M & A

Asset Value: $2,400,000

Needed: $1,100,000

Challenge
  • A restaurant with strong financials and owner with some personal assets
  • Looking to buy out a competitor to expand to a near-by area
  • Business being bought over has no tangible assets and requires a major overall before operations can begin
Solution
  • Cross-collateral mortgage of $1,100,000 on 2 draws
  • Discounted bank rate
  • First draw will bring newly purchased location up to operating condition
  • Second acts as operating capital to get both ventures to move to the next level

 

STUDY 4: International Business Investment

Asset Value: $14,000,000

Needed: $6,300,000

Challenge
  • International Business Investor who has never been to Canada
  • Looking to buy a Major Automaker dealership
  • Inability to be present for the transaction in person
Solution
  • Private mortgage for $6,300,000
  • Competitive Private Mortgage rate
  • Interest payments subtracted from advance

Why a Benson Mortgage?

Benson Mortgage is built by Canadians to help Canadians, and that’s exactly what we manage to do. Our many years of experience in the industry have taught us how to bring you the best results, and we pride ourselves on doing so. So pick Benson Mortgages today, and help guarantee the value of your home.

At Benson Mortgages you can expect the submission, processing and funding of your mortgage application in Canada. You also receive updated Canadian mortgage news to help you understand the fastest and most efficient mortgage solution that is available to you.

What is a Mortgage?
A mortgage, or mortgage loan, is a legal agreement where a lender offers money to a borrower to purchase real estate in exchange for interest. The loan is secured by the real estate, so if the borrower fails to repay (defaults) the lender can foreclose, selling the property to pay off the loan.

Financing a luxury condo

Need a loan with flexible lending criteria and negotiable terms? Need it done fast? Are you a first time home buyer? We can help!
Home Value: $ 1,070,000
Current Mortgage: $ 0
Need: $ 770,000

Challenge

Client purchased a luxury condo pre-construction and put forth a $300,000 deposit.
In the time it took for the condo to be built, the client went through a difficult divorce that left his finances in disarray and bruised his credit history. Volatile values make these types of properties undesirable for major lending institutions. When you are heavily invested in a purchase, we can help you problem solve any issues that may arise.

Solution

1st mortgage for $ 790,000.
Manageable monthly payments and a completely open term Client did not lose his deposit The property was sold at a premium and the client paid no mortgage prepayment penalty If you’re considering getting a mortgage in the Ontario, Canada, area our private lenders make it easy. We work with a large pool of lenders and have access to bulk discounts that allow us to offer you the very best deals in the province.

Request more info

1. Mortgage Information



2. Personal Information





3. Your Address & Contact Details




I want to receive promotions and updates from Benson Mortgages.

How much are you looking to borrow?

Call or use our online form to submit a mortgage inquiry.
We look forward to serving you!