Are you a first-time home buyer?

You can ensure that you are getting competitive rates and government incentives from leading banking institutions while working with a broker who has your best interests in mind.  We know better than anyone that navigating the real estate world can be stressful.  Benson Mortgages will guide you every step of this journey avoiding costly financing mistakes.



Vacation Cottage Properties

Need a loan with flexible lending criteria and negotiable terms?
Need it done fast? Are you a first-time home buyer? We can help!

Mortgage rates are constantly changing

It is essential to do your homework before agreeing to an offer of financing. The brokers at Benson Mortgages have well-established relationships with many of the leading lending institutions which allow us to have access to the lowest rates.

By obtaining your mortgage through Benson Mortgages you can be assured that you are getting a bank mortgage at the best rate. A working relationship with Benson Mortgages allows you to have the opportunity to beat any offer you may receive by going to the bank directly or trying to search out a competitive rate on your own.

Great experience working with Benson mortgages team!

We had a great experience working with Benson mortgages team! Very professional, gave us the best rate they could find, quick proactive and easy to work with. Highly recommend Bogdan and his team.  
Yuliya Bond
Nov, 2022

I've got the best mortgage rate I could find.

I’ve got the best mortgage rate I could find. I will recommend Benson Mortgages to my friends. TNX!
Paul Lemeshko
Nov, 2022

Got my approval quick and the process for our first pur...

Got my approval quick and the process for our first purchase went smoothly. I would highly recommend them to anyone in need of financing, refinancing etc.
Roman Moroz
Nov, 2014

It was pleasure working with Benson Mortgages team.

It was pleasure working with Benson Mortgages team. They listened carefully to the requirements and provided prompt approval with excellent rate like magician.They are knowledgeable and great in communication. I will highly recommend them to all.
Amson Tack
Sep, 2014

I need a councelling of mortgage. Benson mortgages help...

I need a councelling of mortgage. Benson mortgages help me a lot. Thanks. Just want to say that they are best real estate makers in Canada for commercial financing, construction financing, mortgage lenders in toronto, second mortgage, third mortgage ...
Aluen Mahark
Aug, 2014

I was desperately looking to buy a new home and I was s...

I was desperately looking to buy a new home and I was searching for the best mortgages rates in Toronto. One of my friend suggest me to try Benson Mortgage to get mortgage in low rates. It helps me a lot to find the best mortgage rate and help me to ...
Aldyn Brown
Nov, 2015

Great experience working with Benson mortgages team!

I work with Benson Mortgages for several years now, and every time they managed to offer the best rate and the best deal around. I definitely recommend them for your mortgage needs.
Ada Neznamov
Sep, 2016

We are very happy to have our financial broker Vicky wi...

We are very happy to have our financial broker Vicky with us. She is friendly, knowledgeable, high efficiency, very patient to answer every question and provide advice. We would recommend to all. Many thanks.
H Sychie
May, 2018

Super friendly and easy staff to deal with.

Super friendly and easy staff to deal with. Highly recommend !!
Vlad Zaplishny
Feb, 2018

The best broker in GTA way better then Dr mortGage.

The best broker in GTA way better then Dr mortGage. Hes very knowledgeable and listens well. Aug, 2018 BOREALIS PDK

Working with Bogdan was a seamless process.

Working with Bogdan was a seamless process. He is very knowledgeable and was always looking out for my best interests. The Benson team made me feel comfortable throughout the entire loan process and provided excellent customer service. Bogdan and Nic...
Christina
Jul, 2017

Highly recommend.

Highly recommend. Helped me immensely with getting mortgage with a great rate.
 Kostiantyn Sokolinskyi
Jun, 2020

I want to send a big thank you to all the brokers at Be...

I want to send a big thank you to all the brokers at Benson. Customer service was incredible and even with the little knowledge I had about mortgages, I understood everything clearly after sitting down with one of the brokers. Benson works hard for i...
Daniel Momot
Dec, 2020

I’ve been using Benson Mortgages for many years now.

I’ve been using Benson Mortgages for many years now. I am a professional accountant and always recommend Anton to my clients whenever they have financing questions or looking for financing. Highly recommend for everyone.    
Kristofer Starkov
May, 2020

Working with Benson Mortgages was an absolute pleasure.

Working with Benson Mortgages was an absolute pleasure. The whole team was responsive and knowledgeable. Thanks to Anton and his team we got the loan we needed in a timely manner.    
Alexis Smith
Apr, 2020

Many thanks to these guys for making it possible to get...

Many thanks to these guys for making it possible to get my dream home. amazing service, would highly recommend!!    
Aamir Patel
Jul, 2020

This company literally made my dream come true, finally...

This company literally made my dream come true, finally got my house that i have wished for years! Would recommend this company to everyone, thanks so much guys! 5 stars is not enough!    
Zakiya Khand
Jun, 2020

Stellar performance in finding me the best mortgage on ...

Stellar performance in finding me the best mortgage on the market, but also support through changing of mortgage banks, minimizing fees and arranging all necessary paperwork! Now I am reviewing their invesment opportunities, they sound very interesin...
Slava Belkov
Oct, 2021

I am very fortunate I have dealt with Bogdan Muzychka a...

I am very fortunate I have dealt with Bogdan Muzychka and the team as Benson Mortgages. They helped with getting a great mortgage rate in 2016 via StreetCapital financial (currently RFA) plus advised on how NOT TO PROCEED with useless refinancing to ...
Anton Lysytsin
Sep, 2021

As a first time buyer, Bogdan was an amazing mortgage b...

As a first time buyer, Bogdan was an amazing mortgage broker. I have dealt with a few other brokers finding Bogdan and based on that experience, he was significantly better. I had lots of questions and Bogdan patiently addressed each on all throughou...
David Gal
May, 2016

Medical student and first time homebuyer.

Medical student and first time homebuyer. Anton Muzychka is a true professional, and I would recommend him to anyone looking to purchase a property. He made the process easy to navigate for a first time homebuyer, and was always available to answer m...

I recently had the pleasure of working with Bogdan and ...

I recently had the pleasure of working with Bogdan and the team at Benson Mortgages. They were very helpful, professional and always ready to explain and answer any and all questions I had. They got me a great mortgage at a great rate. Our deal went ...

Got my second mortgage with these guys.

Got my second mortgage with these guys. Best deal around. Dec, 2021 Stand Studios

Highly responsive and professional even on a Sunday.

Highly responsive and professional even on a Sunday. Aug, 2021 Marco Pagnani

Excellent service, quick response, make promise fulfill...

Excellent service, quick response, make promise fulfilled on time. Advise to work with. Aug, 2022 Peter

Pleasure to work with!

Pleasure to work with! They took the time to find the best solution for my situation. I’ve dealt with lots of brokerages in the past and these guys are with you every step of the way, highly recommended. Sep, 2022 A. K.

Refinancing our home with Benson was one of the best fi...

Refinancing our home with Benson was one of the best financial decisions we ever made. We paid off thousands in credit card debt, added on a new deck, and only increased our regular monthly mortgage payments by $200! The amazing interest rate that th...
Dan G.

Understanding all of the current rates and legal issues...

Understanding all of the current rates and legal issues with buying our first home was overwhelming before we came to Benson. They sat down with us and took the time to explain everything in terms we could appreciate and understand. They alleviated t...
Kate & Charles D.

I experienced such great customer service!

I experienced such great customer service! Benson made it easy for me to get the help I needed and explained everything to me in a completely transparent manner. Clearly if you are in a situation where you need this service, you’re incredibly grate...
Kim H.

My wife and I would like to personally thank you for th...

My wife and I would like to personally thank you for the great service you and your company has provided us with regards to our mortgage needs. We previously signed up with big bank insurance company for many, many years. Jun, 2018
Eugene and Ann L., Thornhill, Ontario

I am so grateful to you guys.

I am so grateful to you guys. I just cannot thank you enough for the job you did on my mortgage. I am not sure how you did it but the interest rate you got me is even better than my bank offered me. Excellent job! Feb, 2017
Mrs. Svetlana K., North York, Ontario

My husband and I just want to thank Matt and the rest o...

My husband and I just want to thank Matt and the rest of the team at Benson Mortgages for helping us secure financing for our renovation. Your transparency and professionalism were greatly appreciated. You folks really care about your clients. Always...
Mary Nagai

The flexibility and support Benson offered us for our c...

The flexibility and support Benson offered us for our commercial development investment was impressive. We were able to secure the funds we needed with minimum hassle, and the payment plan they structured for us fits precisely with our business model...
Micheal P.

In the same week a freak storm took out my sunroom and ...

In the same week a freak storm took out my sunroom and car with a fallen branch. My insurance wouldn’t cover it and I didn’t know what to do. Benson offered me rates on construction financing that I could actually afford, and provided me with the...
Anthony P.

I just wanted to pass along a big thank you as I was ve...

I just wanted to pass along a big thank you as I was very impressed by the level of service I received from Benson Mortgages. I will definitely recommend you to everyone I know! May, 2016
Andrew J., North York, Ontario

I was impressed at how quickly my pre-approval went thr...

I was impressed at how quickly my pre-approval went through. The level of service and rate info was outstanding, much better than dealing with a bank directly. Jun, 2016
Alex, Vaughan, Ontario

With my credit history haunting me I didn’t think tha...

With my credit history haunting me I didn’t think that I would ever be able to build my equity back by owning my own home. I got referred to Benson through a friend and after sitting down for a very detailed financial conversation I walked away wit...
Mark T.

I just want to thank you for hooking me up with a compr...

I just want to thank you for hooking me up with a comprehensive and affordable quote for my mortgage. You have made it very easy for me to make a decision and save thousands of dollars on low-rate mortgages. Dec, 2015
Linda K., Toronto, Ontario

Thank you so much for helping me and my family.

Thank you so much for helping me and my family. You did something no one else could – found me a rate that was optimal to my employment status. I never knew that comparing mortgage rates was this easy! Jul, 2014
Paul T., Richmond Hill, Ontario

If you have ever tried to get a mortgage as a self empl...

If you have ever tried to get a mortgage as a self employed individual, you know how difficult it is to get a mortgage in this city, esp with the cost of housing. I have been a client of Benson Mortgages for the last 7 years, opting for 1 year term m...

Frequently asked questions that can help you start your mortgage journey with us.

Did not find what you were looking for?
Contact Benson Mortgages specialist.

We offer a broad range of services to cater to different financial needs. Our services include residential mortgages for those looking to buy a home, refinancing for those who want to take advantage of better interest rates or terms, and transfers & HELOC for homeowners who want to leverage their home equity. We also provide private mortgages, 1st, 2nd & 3rd mortgages, reverse mortgages for seniors, commercial financing for businesses, and construction & land financing for developers.

A residential mortgage is a financial product that allows individuals to purchase residential property. The property is used as collateral for the loan, which is repaid over a specified period up to 40 years or interest only. The borrower makes regular payments to the lender, including the principal amount and interest.

A fixed-rate mortgage has an interest rate that remains the same throughout the loan term, providing stability and predictability for your payments. On the other hand, a variable-rate mortgage has an interest rate that can change over time based on market conditions. This means your payments could increase or decrease. The choice between the two depends on your financial situation, risk tolerance, and market expectations. There is also a variable rate mortgage with a fixed payment.

Refinancing a mortgage involves replacing your current mortgage with a new one, often with different terms or a lower interest rate. Refinance can be a good idea if you can secure a lower interest rate, and want to change the term length of your mortgage.  You might need to access equity in your home in order to pay out debt, buy investment property or any other investments, pay for your kids' school or to renovate your home. 

Secured Line of Credit is a type of loan that lets you borrow against the equity in your home. It works much like a credit line, where you have a credit limit and can borrow as much or as little as you need up to that limit. You only pay interest on the amount you borrow. It can be used for various purposes, such as home improvements, debt consolidation, or even to fund a business venture.

A private mortgage is a loan provided by a private entity or other financial institution, such as an individual or a business, rather than a traditional bank. People often choose private mortgages when they have unique financial circumstances that make it difficult to qualify for a traditional mortgage, such as being self-employed or having a less-than-perfect credit history. Private mortgages offer flexibility and can be customized to meet the borrower's needs.  Private mortgages are used for the properties that do not meet banks criteria: land, properties under construction, agricultural properties, sub-divisions, etc 

Why Benson Mortgages?

  • We tailor the best financing option from 75+ banks and lenders
  • Multiple mortgage solutions including debt consolidation
  • Apply anytime online or in person at Benson Mortgages office
  • Honest, unbiased and inclusive
  • Always free and transparent advice
 

How much are you looking to borrow?

Call or use our online form to submit a mortgage inquiry. We look forward to serving you!