Mortgage Refinancing

Mortgage Refinancing is the process that replacement the existing mortgage and/or any other legal claims against the property with a completely new mortgage.

We refinance up to 95% LTV.

Here are some of the reasons you may want to re-finance:

Mortgage Management – No Balance Change:

The the current rates may become lower. New mortgages may have been introduced from when you obtained your original mortgage.  It pays to compare the total saving to the total savings of changing your mortgage. We suggest that you review your mortgage at least annually. A lot of people needlessly waste  thousands of dollars on their mortgages, due to not optimal mortgage conditions.

Purchase of an Investment Property:

You could use the equity from your current property by refinancing the mortgage and using the increase as the down payment for the purchase of anther property.


Home equity could be used to provide for the higher costs of tuition of today.


It might be cheaper to finance an expensive renovation using a mortgage rather then a loan or line of credit.