Snapshot of how your monthly payment may look like with different rates.

5 year fixed from


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Everyone’s rate is unique. What’s yours?
Rates from
Lowest Payment
1 Year
Best Fixed Rate
$ 3218 /mo
5 Years
Best Variable Rate
$ 3218 /mo
1 Year
Best Private Rate
$ 3218 /mo
3 Years
Commercial Rate
$ 3218 /mo
3 Years
2nd Mortgages 
$ 3218 /mo
3 Years
Construction Loan
$ 3218 /mo
*Amortization 25 years

Frequently asked questions that can help you start your mortgage journey with us.

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Contact Benson Mortgages specialist.

We offer a broad range of services to cater to different financial needs. Our services include residential mortgages for those looking to buy a home, refinancing for those who want to take advantage of better interest rates or terms, and transfers & HELOC for homeowners who want to leverage their home equity. We also provide private mortgages, 1st, 2nd & 3rd mortgages, reverse mortgages for seniors, commercial financing for businesses, and construction & land financing for developers.

A residential mortgage is a financial product that allows individuals to purchase residential property. The property is used as collateral for the loan, which is repaid over a specified period up to 40 years or interest only. The borrower makes regular payments to the lender, including the principal amount and interest.

A fixed-rate mortgage has an interest rate that remains the same throughout the loan term, providing stability and predictability for your payments. On the other hand, a variable-rate mortgage has an interest rate that can change over time based on market conditions. This means your payments could increase or decrease. The choice between the two depends on your financial situation, risk tolerance, and market expectations. There is also a variable rate mortgage with a fixed payment.

Refinancing a mortgage involves replacing your current mortgage with a new one, often with different terms or a lower interest rate. Refinance can be a good idea if you can secure a lower interest rate, and want to change the term length of your mortgage.  You might need to access equity in your home in order to pay out debt, buy investment property or any other investments, pay for your kids' school or to renovate your home. 

Secured Line of Credit is a type of loan that lets you borrow against the equity in your home. It works much like a credit line, where you have a credit limit and can borrow as much or as little as you need up to that limit. You only pay interest on the amount you borrow. It can be used for various purposes, such as home improvements, debt consolidation, or even to fund a business venture.

A private mortgage is a loan provided by a private entity or other financial institution, such as an individual or a business, rather than a traditional bank. People often choose private mortgages when they have unique financial circumstances that make it difficult to qualify for a traditional mortgage, such as being self-employed or having a less-than-perfect credit history. Private mortgages offer flexibility and can be customized to meet the borrower's needs.  Private mortgages are used for the properties that do not meet banks criteria: land, properties under construction, agricultural properties, sub-divisions, etc 


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Why Benson Mortgages?

  • We tailor the best financing option from 75+ banks and lenders
  • Multiple mortgage solutions including debt consolidation
  • Apply anytime online or in person at Benson Mortgages office
  • Honest, unbiased and inclusive
  • Always free and transparent advice

How much are you looking to borrow?

Call or use our online form to submit a mortgage inquiry. We look forward to serving you!